Banking Products for Business
 Business Blue
Public Blue
Money Market Account
Savings Account
Other Services
Account is for sole proprietors, partnerships and corporations
Minimum Opening Deposit - $250
$10.00 monthly service charge if balance falls below $1,000
No deposit or check writing limitations
Checks available – fee varies depending on the style
Free deposit books available
Monthly statement with images (mail or email)
VISA Debit Card available
Online Cash Management Service
Telephone banking
NOW account offered on balances of $1,000 or more (not available for corporations)
Account is for governments, churches and other non-profit associations
Minimum Opening Deposit - $250
No monthly service charge
No deposit or check writing limitations
Checks available – fee varies depending on the style
Free deposit books available
Monthly statement with images (mail or email)
VISA Debit Card available
Online Cash Management Service
Telephone Banking
NOW account offered on balances of $1,000 or more
Our account designed for those wanting a higher interest rate but who do not need to do a lot of monthly transactions.
No monthly service charge if you maintain a minimum balance of $5,000.
Earn interest on your funds each month. The interest rate is variable and is subject to change from time to time.
Limited to three checks per month. There is a fee of $5 per check for more than three checks per month.
Minimum withdrawal amount is $500.
If your balance falls below the minimum there is a $30 monthly fee.
Our regular savings account is available to all
types of businesses as an investment vehicle.
Low minimum of $25 to open the account.
Maintain a $100 balance to earn the
disclosed interest rate.
Earn interest on your funds. The interest rate is variable and is subject to change from time to time.
Accounts inactive for two years are
charged a fee of $5 per month.
Accounts closed within 99 days of opening
are charged a closing fee of $5.
You get 12 free withdrawals per quarter.
For any over 12 you will be charged $1 per
withdrawal.
Note: On all our interest bearing accounts you begin earning interest on the business day we give you credit for the deposit.
Business Loans - We have a variety of products to meet your business credit needs from short term operating loans to long term loans for the purchase of equipment or real estate. Please talk with a loan officer to obtain more information.
Reserve Account - A line of credit tied to your checking account that can be useful for meeting short term cash flow needs. Subject to credit approval.
MasterCard and VISA - If your business does not accept credit cards we can set you up with a merchant account so that you can begin accepting your customer's MasterCard and VISA transactions. We can also provide you with business credit card accounts for your business' purchase or travel expense needs. Ask us about these services. Subject to credit approval.
Fax service - Utilize our fax for a low per page charge.
Wire transfers - We can handle incoming wires for a low fee of $25 per transaction. Outgoing wires are $35 per transaction.
Stop payments - $30 for each order we receive.
Overdrafts and returned checks - Charge of $30 for overdrawn accounts plus $15 for each additional insufficient funds item presented the same day, whether the item is paid or not. Additional fees of $10 per day for overdrafts over $100 not cleared promptly.
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