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PERSONAL SAVINGS
Our regular savings account is available to individuals as an investment 
vehicle. 
 
There is a low minimum of $25 to open the account.  You must maintain a $25 balance at all times to avoid a $1 service charge for every month that the balance falls below $25. 
 
You must maintain a $100 balance to earn the disclosed interest rate. 
 
Earn interest on your funds.  The interest rate is variable and is subject to change at any time. 
 
You get 12 free withdrawals per quarter.  For any withdrawal over 12, you will be charged $1 per withdrawal.  ATM withdrawals do not count. 

FDIC
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