RATES
Citizens First State Bank
FDIC Insured Deposit Rates
Effective Date: February 6, 2012
NOTES on Certificates of Deposit:
Citizens First State Bank offers a .10% bonus interest rate on Certificates of Deposit with a maturity of less than 24 months to customers with an active DDA account. We also offer a .15% bonus interest rate on Certificates of Deposit with a maturity of 24 months or more to customers with active DDA accounts. This bonus applies to all maturities (not CD Specials).
Certificates from $1,000 to $4,999 are priced at a rate lower than the stated interest rate.
Minimum Balance to open a Certificate of Deposit is $1,000.00.
NOTE: Annual percentage yield (APY) assumes interest is compounded semi-annually. The interest rates and annual percentage yields are accurate as of the date printed above. There is a substantial penalty for early withdrawal of Certificates of Deposit.
++eBlue Disclosure:
To earn an interest rate of 2.00% (2.02% APY) on eBlue you must have all of the following:
15 debit card transactions per statement cycle
1 ACH debit per statement cycle (i.e. automatic bill pay)
1 ACH credit per statement cycle (i.e. direct deposit)
Write no more than 10 checks per statement cycle
**Notice - interest rates (on all accounts except Certificates of Deposit) are subject to change after the account is opened.
Fees may reduce earnings.
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