Loans

Consumer Lending Services

In today's economy, most of us have to borrow money from time to time. Citizens First State Bank offers you several options. The loan decisions are made locally. Our Loan Officers will meet with you one-on-one to discuss your individual needs.

Automobile Loans

Let us steer you in the right direction with our competitive new and used automobile loan programs. We offer many repayment options and low interest rates for qualified applicants.

Installment Loans

If you are planning a purchase, but are a little short on cash, an installment loan could be just what you need. We will arrange a payback schedule that fits your monthly budget. See one of our Loan Officers today.

Home Equity Loans

The equity in your home is a great resource for making dreams come true. We offer home equity loans for home improvements, debt consolidation, or even your dream vacation.

Mortgage Loans

If you're in the market for a new home, come in and talk with one of our Mortgage Loan Officers. They can help you decide how much you can afford and offer some very helpful and experienced mortgage advice.

Agricultural/Commercial Loans

We are proud to serve the financial needs of area businesses and farmers. Our Commercial Loan Officers take the time to learn about each client's individual business needs. Lines of credit are available. Stop in and see us soon.