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Deposit Rates
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CITIZENS FIRST STATE BANK
FDIC Insured Deposit Rates
Effective Date: July 23, 2008
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| CERTIFICATES OF DEPOSIT: |
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30 - 90 Days
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$25,000
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2.32%
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2.31%
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91 - 181 Days
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$5,000
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2.44%
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2.43%
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6 - 11 Months
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$5,000
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2.61%
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2.59%
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12 - 17 Months
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$5,000
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2.76%
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2.74%
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18 - 23 Months
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$5,000
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3.06%
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3.04%
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24 - 29 Months
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$5,000
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3.37% |
3.34%
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30 - 35 Months
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$5,000
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3.56%
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3.53%
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36 - 47 Months
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$5,000
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3.71%
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3.68%
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48 - 59 Months
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$5,000
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3.95%
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3.91%
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60 Months and Over
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$5,000
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4.09%
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4.05%
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Certificates from $1,000 to $4,999 are priced at a rate
lower than the stated interest rate.
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IRA Special
30 month CD |
$5,000 |
3.76% |
3.73% |
It's Too Hot! Special
12 month maturity |
$5,000 |
3.75% |
3.72% |
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* .25% bonus interest rate to customers with active DDA accounts applies to all maturities (not CD Specials)
NOTE: Annual percentage yield (APY) assumes interest is compounded semi-annually. The interest rates and annual percentage yields are accurate as of the date printed above. There is a substantial penalty for early withdrawal of Certificates of Deposit.
OTHER INTEREST BEARING DEPOSIT ACCOUNTS:
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| Interest Checking |
$1000 |
$100 |
0.53% |
0.53% |
| Regular Savings |
$100 |
$25 |
0.75% |
0.75% |
| Club Accounts |
$5 |
$5 |
0.75% |
0.75% |
| Money Market Accounts |
$2500-$9,999 |
$2,500 |
0.76% |
0.75% |
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$10,000-$24,999 |
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1.16% |
1.15% |
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$25,000-$49,999 |
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1.52% |
1.50% |
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$50,000-$99,999 |
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1.93% |
1.91% |
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$100,000+ |
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2.25% |
2.22% |
| eBlue |
*see below |
$100 |
0.25% |
0.25% |
*To earn a rate of 3.00% (3.03% APY) on eBlue you must have all of the following:
15 debit card transactions per statement cycle
1 ACH debit per statement cycle (i.e. automatic bill pay)
1 ACH credit per statment cycle (i.e. direct deposit)
Write no more than 10 checks per statement cycle
Notice - interest rates are subject to change after the account is opened
Fees may reduce earnings
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